Earn Up to 5% Cash Back and Pay No Interest for 15 Months

Wells Fargo Autograph℠ Card

The Wells Fargo Autograph℠ Card(Rates and fees) is a flexible rewards card that offers cash rewards and travel redemptions. Cardholders can earn 30,000 bonus points when you spend $1,500 in purchases in the first 3 months (that’s a $300 cash redemption value; limited time offer).

Use your card for everyday purchases and rack up rewards points — Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services, and phone plans; plus earn 1X points on other purchases. Points can be redeemed for things like travel, statement credits, or gift cards.

Aside from the massive intro offer and rewards points you can rack up, the Autograph card offers a generous 0% intro APR for 12 months from account opening on purchases. After the intro period, the APR is 20.24%, 25.24%, or 29.99% Variable. That means your payments can go directly to paying down your balance without incurring a pile of additional charges!

One thing that shouldn't be overlooked, all of these perks come with no annual fee.

Click here to apply for the Wells Fargo Autograph℠ Card now.

Chase Sapphire Preferred^® Card

If you're on the hunt for a credit card that pays you back for your everyday purchases, then the Chase Sapphire Preferred^® Card is the perfect choice. Offering an unbeatable welcome offer and ongoing rewards, this card is a must-have for any smart spender.

New cardholders can earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's a welcome offer worth $750 when redeemed for travel through Chase Ultimate Rewards.

The rewards don't stop with the welcome offer. With this card, you can earn 5X points on travel purchased through Chase Ultimate Rewards®; 3X points on dining, select streaming services, and eligible online grocery purchases; 2X points on all other travel purchases, and 1X points per $1 on all other eligible purchases.

But the Chase Sapphire Preferred^® Card isn't just great for earning rewards. It also offers a range of ongoing benefits including baggage delay insurance, trip cancellation/interruption insurance, and auto rental collision damage waiver.

Take advantage of all these perks for a low annual fee of: $95

Click here to apply for the Chase Sapphire Preferred^® Card now.

Wells Fargo Active Cash^® Card

If you’re looking for a powerful rewards card that offers an extended intro APR period, look no further, the Wells Fargo Active Cash^® Card(Rates and fees) checks both of those boxes!

New cardholders can benefit from a generous cash rewards rate. Long gone are the days of juggling multiple cards or monitoring ever-changing spending categories — earn unlimited 2% cash rewards on purchases!

This card also offers an intro APR of 0% for 15 months from account opening on purchases and qualifying balance transfers (then 20.24%, 25.24%, or 29.99% Variable). Which is great for someone who wants a break from high interest rates, while still earning rewards.

Plus, new cardholders can earn a one-time cash rewards bonus — $200 cash rewards bonus after spending $500 in purchases in the first 3 months. Use your card for essentials at the gas station or grocery stores, and you can easily meet the spending requirement.

The best part? There's no annual fee.

Click here to apply for the Wells Fargo Active Cash^® Card now.

Capital One Venture Rewards Credit Card

If you love travel, you'll want the Capital One Venture Rewards Credit Card(Rates and fees) in your wallet! Cardholders can enjoy incredible travel perks with this versatile card.

This card offers a lucrative introductory bonus - new cardholders can earn a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening. That welcome offer equates to $750 in travel rewards! You can also earn 2 miles per dollar on every purchase, every day and 5 miles per dollar on hotels and rental cars booked through Capital One Travel.

Plus, this credit card is one of the easiest to use in terms of rewards redemptions, you can enjoy lots of flexibility when redeeming points to book memorable trips.

Note that this credit card does include an annual fee of $95, but with the welcome offer, it's more than worth it. This is truly an exceptional credit card for travelers.

Purchase and Transfer APR: 19.99% - 29.99% (Variable)

Click here to apply for the Capital One Venture Rewards Credit Card now.

Capital One Quicksilver Cash Rewards Credit Card

When it comes to rewards credit cards, sorting through the hundreds of options can be overwhelming. And if you’re new to credit cards, the idea of juggling multiple cards or monitoring ever-changing spending categories can be downright stressful.

That’s why the Capital One Quicksilver Cash Rewards Credit Card(Rates and fees) is such a smart choice. You can earn 1.5% cash back on every purchase, every day — easy! Worried about interest? Relax — this card offers a 0% intro APR on purchases for the first 15 months then 19.99% - 29.99% (Variable).

Plus, new cardholders can get a one-time cash bonus — earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening. Use your card for essentials at the gas station or grocery stores, and in our opinion, you can easily meet the spending requirement.

Additional perk: New cardholders can take advantage of 0% intro APR for 15 months on balance transfers, then 19.99% - 29.99% (Variable) APR; 3% fee on the amounts transferred within the first 15 months (or at a promotional APR that Capital One may offer you at any other time; No fee for amounts transferred at the Transfer APR).

Annual fee: $0

Click here to apply for the Capital One Quicksilver Cash Rewards Credit Card now.

Bank of America^® Travel Rewards credit card

The Bank of America^® Travel Rewards credit card is your ticket to adventure! With no annual fee, a generous signup bonus, and the ability to earn unlimited 1.5X points on all purchases - this is without a doubt the card you want to keep at the top of your wallet.

New cardholders can earn 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases!

Quit juggling multiple cards to optimize your travel rewards - with the Bank of America^® Travel Rewards credit card, you can earn unlimited 1.5 points per $1 spent on all purchases everywhere, every time. Points can be redeemed as a statement credit for a variety of travel expenses, including flights, hotels, and rental cars.

Additional perk: Take advantage of this cards 0% introductory APR period on purchases and qualifying balance transfers for 15 billing cycles (then 18.24% - 28.24% Variable). Perfect for a large purchase or funding travel that you want to pay back over time - without having to worry about accumulating interest.

Annual fee: $0

Click here to apply for the Bank of America^® Travel Rewards credit card now.

Citi Rewards+^® Card

If you’re someone who wants to earn big on smaller daily purchases, then the Citi Rewards+^® Card is one of the best options on the market. That’s thanks to its unique benefit of automatically rounding up purchases to the nearest 10 points with no cap. That means purchasing a $1 candy bar would earn you the same amount of points as a $9.99 purchase. 

For a no annual fee card, the Rewards+ Card stacks up the benefits. To start, you can earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com. Plus, for a limited time, earn 5 ThankYou® Points per $1 spent on hotel, car rentals and attractions booked on the Citi Travel℠ portal through June 30, 2024.

Rack up even more points on essentials as you can earn 2X points at supermarkets and gas stations (on the first $6,000 in purchases per year, then 1X points thereafter), and 1X points on all other purchases. Redeem points for travel booked though the ThankYou portal, gift cards, a statement credit, cash rewards, and much more.

To top it off, you can enjoy a 0% intro APR for 15 months on purchases and balance transfers. After the intro period, the APR is 18.74% to 28.74% (variable).

Annual fee: $0

Click here to apply for the Citi Rewards+^® Card(Rates and fees)

Bottom Line

The Wells Fargo Autograph℠ Card is a great choice for anyone looking for generous rewards without an annual fee. Take advantage of a welcome bonus, up to 3X points across various spending categories, and 0% intro APR on purchases for 12 months from account opening — all without an annual fee.

• Intro APR: Enjoy a 0% introductory APR on purchases for 12 months from account opening then 20.24%, 25.24%, or 29.99% Variable APR thereafter.
• No annual fee: The Autograph card has a $0 annual fee.
• Welcome bonus: Earn 30,000 bonus points when you spend $1,500 in purchases in the first 3 months (that’s a $300 cash redemption value; limited time offer).
• Cash rewards: Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases.
• Access to FICO score: When you’re trying to pay down debt and build credit, it’s important to know where you stand. With Wells Fargo Credit Close-Up℠ cardholders own the skills to help understand and track their FICO Score, raise it, or maintain it.
• Cell phone protection: Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card. (subject to a $25 deductible).

» Click here to apply now and start earning rewards